A single burning match on olive green
01 FireCovered

Rebuild, stock and every week you are shut.

€38,400average claim

Fire

A brass padlock with a snapped shackle on lilac
02 TheftCovered

Laptops, tills, tools. And the new locks.

€6,200average claim

Theft

A glass of water tipping and spilling on olive green
03 FloodCovered

Your pipe, or the one upstairs. Either way, dry by Friday.

€17,900average claim

Flood

A wooden gavel raised above its block on lilac
04 LawsuitCovered

Our lawyers from the first angry letter.

€24,500average claim

Lawsuit

A stopped clock with cracked glass on olive green
05 DowntimeCovered

Payroll keeps running when you can't.

€31,000average claim

Downtime

One policy. One price.
Ballast policyNo. BL-20941
  • Fire
  • Theft
  • Flood
  • Lawsuit
  • Downtime
€94/month Get this policy

Cover that rises with you

Two people above a shop Twelve people and a van Sixty people and a warehouse
Cover
per claim
Time to covered10:00

Eleven questions. No broker, no lunch, no fax. Your policy lands in your inbox before your coffee goes cold.

Paid.

Not under review. Not pending. Four small companies, four bad days, four transfers.

A burst copper pipe on olive green

€18,400

Burst pipe. Bakery, Tallinn. Paid in 31 hours.

A blown ceramic fuse on olive green

€9,250

Blown fuse. Print shop, Porto. Paid in 52 hours.

A snapped steel key on olive green

€6,700

Snapped key. Bike repair, Ghent. Paid in 19 hours.

A cracked brass pressure gauge on olive green

€27,900

Bent needle. Coffee roaster, Krakow. Paid in 44 hours.

38 hours

Average time from claim to cash.

Your company, your price

What you do
People
5
What can land on you
€94
A month, one policy

All five risks. Cancel any month.

Start my ten minutes